2026 Editorial Review
Goldco Review
Goldco is one of the larger, longer-running names in the precious-metals IRA business, and it shows in a published, predictable fee schedule and a strong buyback program. With a $25,000 minimum, it sits a notch more accessible than the premium education shops — a reasonable middle ground for a mid-size rollover handled with care.
Goldco
Best for: Mid-size rollover investors
Our editorial score
Account minimum
$25,000
External link to the company's official website, provided for your research.
The bottom line
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
The facts, at a glance
Compiled from public sources; verify current figures directly with the company.
- Founded
- 2006
- Headquarters
- Calabasas, California
- BBB rating
- A+ (accredited)
- Account minimum
- $25,000
- Fees
- Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
- Metals offered
- Gold, Silver
- Storage partners
- Brink's, Delaware Depository
- Custodian partners
- STRATA Trust, Equity Trust
What stands out
- ★Buyback program with a highest-price guarantee
- ★Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
- ★Promotional bonus metals on qualifying large purchases
- ★Lower minimum than education-focused premium rivals
In its favor
- ✓Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
- ✓Clearly published, predictable annual fee schedule
- ✓Strong buyback program and dedicated rollover assistance
- ✓A+ BBB rating and a long operating history (since 2006)
Worth weighing
- —Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
- —Limited to gold and silver (no platinum or palladium)
- —First-year cost rises once setup and segregated storage are included
Goldco: common questions
What is the minimum investment for Goldco?+
Goldco lists a stated account minimum of $25,000. Always confirm the current minimum directly with the company before opening an account.
What fees does Goldco charge?+
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
Which metals does Goldco offer in an IRA?+
Goldco offers the following IRS-approved metals: Gold, Silver.
Is Goldco BBB accredited?+
Goldco carries a A+ Better Business Bureau rating and is BBB-accredited according to BBB.org. Ratings can change, so verify the current standing yourself.
Sources we consulted
- https://www.bbb.org/us/ca/woodland-hills/profile/gold-buyers/goldco-1216-100109958/accreditation-information
- https://www.seniorliving.org/finance/ira/gold/goldco/
- https://www.retirementliving.com/reviews/goldco-review
- https://www.goldco.com
Facts last reviewed 2026-06. Ratings are our independent editorial opinion, not user reviews. Macro and pricing figures referenced are approximate and may change.